Genuine Savings for Home Loans explained (and how to avoid it)…
If you’re considering purchasing a home soon, you’ll need to understand how genuine savings for home loans works. What is genuine savings? Genuine savings has quite a simple definition with every lender (despite each lender being able to have their own definition): Money you’ve actually saved, and can prove you saved it. Equity in a […]
How to Calculate NSW Stamp Duty
Updated 10 September 2020. Read this article if you want to learn about calculating Stamp Duty in New South Wales. Or you can use the online stamp duty calculator to find out how much you’ll pay. Important notes about NSW Stamp Duty First Home Buyers of new or existing properties may receive a concession or exemption of […]
How to Calculate QLD Stamp Duty
Updated 7 September. Read this article if you want to learn about calculating Stamp Duty in Queensland. If you just want to know how much you’ll pay, use the online stamp duty calculator. Important points to note about QLD Stamp Duty Investors pay the standard rate of stamp duty Eligible Home Buyers will receive a discount off […]
How to Calculate ACT Stamp Duty
Updated 7 September 2020. Read throughout to learn about how to calculate ACT stamp duty or just use the online stamp duty calculator. Important points to note about ACT Stamp Duty The ACT Government call it Conveyance Duty. The Home Buyer Discount for purchases of a home (Home Buyer Concession Scheme) has very specific eligibility criteria […]
How to Calculate VIC Stamp Duty
Updated 3 September 2020. Important VIC Stamp Duty notes Home Buyer concessions available. First Home Buyer concessions available. Off the plan concessions for buying off the plan. Use this online stamp duty calculator if just want to find out how much stamp duty you’ll pay. Standard Rate of VIC Stamp Duty (Transfer Duty) Stamp Duty really is […]
How to Calculate TAS Stamp Duty
Updated 1 September 2020 Read this article if you want to learn how to calculate stamp duty in Tasmania. To calculate the duty payable, you can use the online stamp duty calculator. Important points to note about TAS Stamp Duty First Home Buyers of established homes between 7 February 2018 and 30 June 2022 get a […]
How to Calculate SA Stamp Duty
Updated 28 August 2020. Read this article if you want to learn about calculating Stamp Duty in South Australia. Do you know how to calculate SA Stamp Duty? Online calculators give you the results, but there’s a lot behind the scene’s to consider, and we like to dig in to the details… Use the online stamp duty calculator to get […]
How to Calculate WA Stamp Duty
Updated 26 August 2020. Read this article if you want to learn about calculating Stamp Duty in Western Australia. But if you’re just looking to calculate stamp duty, then use this online stamp duty calculator. Important points to note about WA Stamp Duty Investors and Home Buyers pay the residential rate of WA stamp duty […]
How to Calculate NT Stamp Duty
Updated 22 August 2020. Read this article if you want to learn about calculating Stamp Duty in the Northern Territory. If you just want to calculate your costs, use the online stamp duty calculator. Important points to note about NT Stamp Duty Investors pay the standard rate of duty. There is a Principal Place of […]
How To Get a No Deposit Home Loan in 2020
If you’re looking for money to pay off a couple of debts or do some renovations – you’ll get declined by virtually everyone. Almost every lender will only allow you to borrow enough money to cover the purchase price, stamp duty, and other purchase costs. That’s all… Unless of course, you talk to the lender […]