Best Rate Guarantee:
Lower Rates Without Refinancing

We’ve got your back, forever.  You’ll never need to worry about whether you’re on a good rate. Best Rate Guarantee* ensures you always benefit from the lowest interest rates on offer by your lender — without needing to refinance or switch banks.

  • Always the Best Rate

    Banks frequently adjust rates, and what’s low today may not be tomorrow. Our service continually renegotiates your home loan rate with your current lender, securing you the best possible rate at all times.

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  • Effortless Savings

    Last year alone, we saved our clients over $1M. Our dedicated Customer Care Team uses deep industry knowledge and strong lender relationships to negotiate directly on your behalf. You enjoy the savings without lifting a finger.

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  • No Hidden Costs

    Our goal is simple—save you money and let you know exactly how much you’ve saved after our work is done.

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  • Guaranteed Satisfaction:

    You’ll always have exactly the right loan for you, and we stand by our guarantee. If we don’t secure the best available rate* for your lender, we’ll pay you back the interest cost difference.

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Best Rate Guarantee Details

  • Lowest Rate Assurance

    You’ll always have the best rate available from your lender for your loan type and situation. If we fail to provide the best rate, we’ll cover the interest cost difference.

  • Factors That Impact Your Rate

    Existing customer rate, loan balance, loan-to-property value ratio, repayment history, and credit score. Your lender’s best rate for existing customers can change daily and is not advertised. Our Best Rate Guarantee does not refer to your lenders advertised rates.

  • Compensation Cap

    Our compensation payment is limited to our broker’s commission. If we don’t get you the best rate, we work for nothing.

Experience peace of mind knowing you’re getting the best rate possible on your loan.
Call Us today to see how much you could save with our Best Rate Guarantee!

Other Loans we Offer

Why Choose Us

  • 25+ Years

    in Banking and
    Mortgage Broking

  • 100%

    Transparency in
    Solutions we Recommend

  • 2,000+

    Families helped
  • Expert in
    Financing Strategies

    for investment property purchasers

  • Clarity
    and Certainty

    you get exactly the
    right loan for you

  • Problem Solver

    We step in when others have
    difficulty in finding solutions

  • Passionate
    about honesty,
    trust, and values

  • Dedicated
    Support Team

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What our clients say

  • Sue’s Story

    Sue wanted to save money off her home loan and her investment property loans.

    Listen to Sue explain her experience with her mortgage broker, Adam King, and the massive impact the advice had on her life.

  • Lucinda’s Story

    Lucinda wanted to restructure her finances, so needed someone who really knows their stuff – when it comes to combining business and residential finance.

    Listen to Lucinda explain how quickly and efficiently her mortgage broker from Exactly was able to identify her needs and restructure her loans.