Did you know sticking with your bank for a home loan could cost you? Banks often offer lower rates to new customers, while existing clients face higher rates—this ‘rate creep’ is like a loyalty tax your bank charges you. This can lead to paying up to 1-2% more over the years, potentially costing over $400,000* on an average Australian home loan. Even a smaller 0.75% difference could cost around $190,000* and 5 years of repayments. Don’t let banks profit at your expense—compare rates and switch to save. Our existing clients are familiar with our Best Rate Guarantee, ensuring any loyalty tax is avoided whenever possible.

Consolidating your debts into your home loan can be a helpful way to reduce your monthly repayments and accelerate debt reduction. By rolling high-interest debts into a lower-interest home loan, you can streamline your payments, save on interest, and pay off your debt faster, freeing up cash flow for other financial goals.