The SA First Home Owners Grant

Updated 28 August 2020.

How much is the SA First Home Owners Grant?

For First Home Buyers in South Australia, from 15 October 2012, the First Home Owners Grant is $15,000.

What’s the important eligibility criteria I need to know?

  • The maximum property value limit of $575,000 applies.
  • Eligible property must be a brand new home.
  • You or your Spouse must never have previously owned and occupied a property, for a continuous period of more than 6 months, in Australia after 1 July 2000.
  • You or your Spouse must never have previously owned property in Australia before July 2000.
  • All applicants must occupy the home within 1 year, as their principal place of residence, for a continuous period of at least 6 months.
  • To read more about eligibility criteria click here.

What’s a substantially renovated home mean?

A home is considered substantially renovated if it satisfies the following two criteria:

  • The property classifies as ‘new residential premises’ under the Commonwealth Act (as explained here).
  • The home, since renovations, has never been occupied or sold as a principal place of residence.

How do I apply for the Grant?

You have options:

  1. Download the application form and apply yourself.  Or;
  2. Apply through an Approved Agent (recommended if you’re applying for a loan, as your lender is most likely an approved agent).

If you’re applying for a loan, your Lender usually acts as your agent and collects the funds prior to settlement, so you have the money available to you on the day of your purchase settlement.

If you apply yourself, allow at least 2 weeks to receive the funds (and ensure you send all the supporting documents).

More information here:

To download the FHOG application for SA, click here.

Find other info specific to first home buyers grant here.

For Stamp Duty Concessions in SA, click here.

Looking for FHOG info on other States and Territories?

If you’re looking for other States and Territories click here, then select your State.

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