Investment rates

Investment loan rates across the panel

Investor pricing varies sharply by lender appetite. We surface every panel option so you see real choice, not just the bank you're with.

Other categoriesFixed rates Variable rates Interest-only Cashback offers Lowest rates All rates

LenderRateComparisonFeatures

Credit union6.14 % p.a.6.14 % p.a.Redraw

Mid-tier bank6.14 % p.a.6.19 % p.a.Redraw

Specialist lender6.14 % p.a.6.27 % p.a.Redraw

Mid-tier bank6.19 % p.a.6.19 % p.a.Redraw

Mid-tier bank6.19 % p.a.6.22 % p.a.Redraw

Mid-tier bank6.22 % p.a.6.22 % p.a.Redraw

Mid-tier bank6.23 % p.a.6.25 % p.a.Redraw

Mid-tier bank6.24 % p.a.6.24 % p.a.Redraw

Mid-tier bank6.24 % p.a.6.27 % p.a.Redraw

Non-bank lender6.24 % p.a.6.27 % p.a.Redraw

Mid-tier bank6.24 % p.a.6.29 % p.a.Redraw

Mid-tier bank6.24 % p.a.6.33 % p.a.Redraw

Non-bank lender6.29 % p.a.6.29 % p.a.Redraw

Specialist lender6.29 % p.a.6.33 % p.a.Redraw

Specialist lender6.29 % p.a.6.42 % p.a.Offset · Redraw

Credit union6.29 % p.a.6.61 % p.a.Offset · Redraw

Major bank6.32 % p.a.6.60 % p.a.Offset · Redraw

Major bank6.33 % p.a.6.62 % p.a.Offset · Redraw

Mutual bank6.34 % p.a.6.43 % p.a.Redraw

Major bank6.34 % p.a.6.62 % p.a.Offset · Redraw

Major bank6.37 % p.a.6.45 % p.a.Offset · Redraw

Non-bank lender6.38 % p.a.6.58 % p.a.Offset · Redraw

Major bank6.40 % p.a.6.50 % p.a.Offset · Redraw

Mutual bank6.44 % p.a.6.55 % p.a.Redraw

Mid-tier bank6.44 % p.a.6.67 % p.a.Offset · Redraw

Specialist lender6.49 % p.a.6.53 % p.a.Offset · Redraw

Major bank6.49 % p.a.6.54 % p.a.Redraw

Non-bank lender6.53 % p.a.6.70 % p.a.Offset · Redraw

Specialist lender6.59 % p.a.6.59 % p.a.Redraw

Mid-tier bank6.59 % p.a.6.62 % p.a.Redraw

Non-bank lender6.59 % p.a.6.82 % p.a.Offset · Redraw

Non-bank lender6.59 % p.a.7.11 % p.a.Offset · Redraw

Non-bank lender6.64 % p.a.6.75 % p.a.Redraw

Non-bank lender6.79 % p.a.6.79 % p.a.Redraw

Non-bank lender6.79 % p.a.6.86 % p.a.Offset · Redraw

Specialist lender6.79 % p.a.6.90 % p.a.Redraw

Non-bank lender6.84 % p.a.6.97 % p.a.Redraw

Specialist lender6.88 % p.a.7.08 % p.a.Redraw

Non-bank lender6.94 % p.a.7.10 % p.a.Offset · Redraw

Specialist lender7.07 % p.a.7.39 % p.a.Offset · Redraw

Specialist lender7.39 % p.a.7.51 % p.a.Offset

Specialist lender8.04 % p.a.8.16 % p.a.Redraw

Specialist lender6.24 % p.a.6.27 % p.a.Offset

Specialist lender6.44 % p.a.6.73 % p.a.Offset · Redraw

Specialist lender6.54 % p.a.6.67 % p.a.Offset · Redraw

Specialist lender6.84 % p.a.6.95 % p.a.Offset · Redraw

Specialist lender6.24 % p.a.6.29 % p.a.Basic

Specialist lender6.42 % p.a.6.42 % p.a.Basic

Specialist lender6.64 % p.a.6.64 % p.a.Basic

Credit union
Rate6.14 % p.a.Comp.6.14 % p.a.
Redraw
Mid-tier bank
Rate6.14 % p.a.Comp.6.19 % p.a.
Redraw
Specialist lender
Rate6.14 % p.a.Comp.6.27 % p.a.
Redraw
Mid-tier bank
Rate6.19 % p.a.Comp.6.19 % p.a.
Redraw
Mid-tier bank
Rate6.19 % p.a.Comp.6.22 % p.a.
Redraw
Mid-tier bank
Rate6.22 % p.a.Comp.6.22 % p.a.
Redraw
Mid-tier bank
Rate6.23 % p.a.Comp.6.25 % p.a.
Redraw
Mid-tier bank
Rate6.24 % p.a.Comp.6.24 % p.a.
Redraw
Mid-tier bank
Rate6.24 % p.a.Comp.6.27 % p.a.
Redraw
Non-bank lender
Rate6.24 % p.a.Comp.6.27 % p.a.
Redraw
Mid-tier bank
Rate6.24 % p.a.Comp.6.29 % p.a.
Redraw
Mid-tier bank
Rate6.24 % p.a.Comp.6.33 % p.a.
Redraw
Non-bank lender
Rate6.29 % p.a.Comp.6.29 % p.a.
Redraw
Specialist lender
Rate6.29 % p.a.Comp.6.33 % p.a.
Redraw
Specialist lender
Rate6.29 % p.a.Comp.6.42 % p.a.
OffsetRedraw
Credit union
Rate6.29 % p.a.Comp.6.61 % p.a.
OffsetRedraw
Major bank
Rate6.32 % p.a.Comp.6.60 % p.a.
OffsetRedraw
Major bank
Rate6.33 % p.a.Comp.6.62 % p.a.
OffsetRedraw
Mutual bank
Rate6.34 % p.a.Comp.6.43 % p.a.
Redraw
Major bank
Rate6.34 % p.a.Comp.6.62 % p.a.
OffsetRedraw
Major bank
Rate6.37 % p.a.Comp.6.45 % p.a.
OffsetRedraw
Non-bank lender
Rate6.38 % p.a.Comp.6.58 % p.a.
OffsetRedraw
Major bank
Rate6.40 % p.a.Comp.6.50 % p.a.
OffsetRedraw
Mutual bank
Rate6.44 % p.a.Comp.6.55 % p.a.
Redraw
Mid-tier bank
Rate6.44 % p.a.Comp.6.67 % p.a.
OffsetRedraw
Specialist lender
Rate6.49 % p.a.Comp.6.53 % p.a.
OffsetRedraw
Major bank
Rate6.49 % p.a.Comp.6.54 % p.a.
Redraw
Non-bank lender
Rate6.53 % p.a.Comp.6.70 % p.a.
OffsetRedraw
Specialist lender
Rate6.59 % p.a.Comp.6.59 % p.a.
Redraw
Mid-tier bank
Rate6.59 % p.a.Comp.6.62 % p.a.
Redraw
Non-bank lender
Rate6.59 % p.a.Comp.6.82 % p.a.
OffsetRedraw
Non-bank lender
Rate6.59 % p.a.Comp.7.11 % p.a.
OffsetRedraw
Non-bank lender
Rate6.64 % p.a.Comp.6.75 % p.a.
Redraw
Non-bank lender
Rate6.79 % p.a.Comp.6.79 % p.a.
Redraw
Non-bank lender
Rate6.79 % p.a.Comp.6.86 % p.a.
OffsetRedraw
Specialist lender
Rate6.79 % p.a.Comp.6.90 % p.a.
Redraw
Non-bank lender
Rate6.84 % p.a.Comp.6.97 % p.a.
Redraw
Specialist lender
Rate6.88 % p.a.Comp.7.08 % p.a.
Redraw
Non-bank lender
Rate6.94 % p.a.Comp.7.10 % p.a.
OffsetRedraw
Specialist lender
Rate7.07 % p.a.Comp.7.39 % p.a.
OffsetRedraw
Specialist lender
Rate7.39 % p.a.Comp.7.51 % p.a.
Offset
Specialist lender
Rate8.04 % p.a.Comp.8.16 % p.a.
Redraw
Specialist lender
Rate6.24 % p.a.Comp.6.27 % p.a.
Offset
Specialist lender
Rate6.44 % p.a.Comp.6.73 % p.a.
OffsetRedraw
Specialist lender
Rate6.54 % p.a.Comp.6.67 % p.a.
OffsetRedraw
Specialist lender
Rate6.84 % p.a.Comp.6.95 % p.a.
OffsetRedraw
Specialist lender
Rate6.24 % p.a.Comp.6.29 % p.a.
Specialist lender
Rate6.42 % p.a.Comp.6.42 % p.a.
Specialist lender
Rate6.64 % p.a.Comp.6.64 % p.a.
Specialist lender
Rate6.64 % p.a.Comp.6.64 % p.a.

Rates last refreshed 8 July, 02:00 am · indicative rate basis: owner-occupier · $500,000 loan · $800,000 property · 62.5% LVR · 25-year term

Rates are sourced directly from each lender's broker channel and refreshed daily. Indicative starting rates shown are based on a representative loan of $500,000 over 25 years (62.5% LVR). They are indicative only — final pricing depends on loan amount, LVR, security type, income evidence, and credit history. The Credit Quote we provide before lodgement contains the rate, fees, and commission applicable to your specific application.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.

All rates subject to lender credit assessment and policy. Indicative only. Authorised under LMG Broker Services Pty Ltd · ACL 517192.

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