Repayments · monthly & fortnightly
How much per month?
The most-used calculator we run on every file. Adjust the loan, rate and term — fortnightly and weekly numbers update too.
Repayments · most-used
Monthly repayment
$4,191
Fortnightly (equivalent): $1,934
Weekly (equivalent): $967
Total interest: $793.7K
Indicative only — not an offer or a quote. The rate above is an editable example; your actual rate and repayments depend on the lender’s assessment of your file. General information, not personal credit advice.
Indicative only — not personal credit advice. The interest rate is an editable example, not an offer or a quote. Repayments are calculated on the loan amount, rate and term you enter, using standard amortisation, and exclude fees, offset savings and lender-specific assessment policy. Fortnightly and weekly figures are the monthly repayment split pro-rata (÷26 and ÷52), not an accelerated-payoff schedule. Your actual rate and repayments depend on the lender’s full assessment of your file.
How we use this
Every file starts here. Then we take the same numbers to a broker who pressure-tests your real budget against each lender’s policy — checking the surplus survives a child, a sick week, or a rate cycle.
The maths
Standard amortisation: M = P × r(1+r)n / ((1+r)n − 1). Interest-only mode shows the interest payment with principal repaid at the end of term.
What this won’t catch
Honeymoon rates, intro discounts, package fees, offset interest savings, and lender-specific assessment policies. We model those on the call.
Common questions
The honest answers.
When the number matters
Take the inputs above to a broker.
Same calc, but with the rate that actually applies to your file, the policy quirks of each lender, and the structure we’d recommend.