Developer finance · Woolloongabba 4102
Developer finance in Woolloongabba.
Land, construction, residual stock and bridging across the residential and small-mixed-use stack.
Reviewed · Adam King — 30 years in finance, Sunshine Coast
Median price band
$750K – $1.3M
Median rent
$650/wk
Postcode
4102
Region
brisbane
Current market signals
Woolloongabba property market — at a glance.
Median sale price
$760K
12-month change
+13.1%
Days on market
28
Rental yield
2.8%
Vacancy
1.3%
Indicative figures, sourced from public real estate market data (as of 2026-06). Local conditions move quickly — confirm against your buyer’s advocate or recent sales evidence before relying on the numbers.
What we see in Woolloongabba
Inner-south hub with the Gabba, PA Hospital and Cross River Rail station inbound. Investor and owner-occupier mix on apartments; commercial spread along Logan Road.
Lender shortlist for Woolloongabba
On our 60+ lender panel, Woolloongabba is an apartment market reshaped by the inbound Cross River Rail station and the hospital precinct. Files turn on building exposure, floor area and LVR; professional waivers help hospital-sector buyers, and we keep second-tier and specialist options for higher-LVR and tower-exposure files. Commentary is indicative and subject to lender policy at the time of submission.
Who actually borrows here
Typical Woolloongabba borrower profiles.
Hospital-sector first-home buyer
A PA Hospital or allied-health professional buying a first apartment near work. Many qualify for an LMI waiver up to 90% LVR through a major bank's professional package, which is often the deciding feature; we line the file against the waiver early and check the building's floor area, as the tower decides which majors stay in.
Investor on the Cross River Rail story
An investor buying an apartment ahead of the new station opening, holding for yield and capital growth. Building exposure caps drive lender choice; we keep second-tier and specialist non-bank options for towers a major restricts. Indicative structure is 80-85% LVR interest-only with a rental letter.
First-home buyer at higher LVR
A young buyer stretching to enter the inner-south, often at 85-90% LVR. The First Home Guarantee can remove LMI where places are available; where it is not, we cost the capitalised LMI into the loan and pick a lender whose premium and rate combination is cheapest at that LVR.
Who lives here
Woolloongabba household profile.
Median age
33
Median income
$96K
Owner-occupied
38%
Family households
31%
Indicative figures based on public census-style data. Not a substitute for current ABS releases.
Living in Woolloongabba
- Schools: East Brisbane State School catchment, Brisbane State High School nearby, St Joachim's Catholic Primary in Holland Park
- Transport: The Cross River Rail station inbound at Woolloongabba is the headline link, on top of the existing busway and Logan Road bus corridor; the PA Hospital and South Bank are a short walk.
- Shopping: The Logan Road antique-and-café strip and the Stones Corner precinct cover the retail trade; South Bank and the Buranda hub are within an easy walk for the larger shop.
- Recreation: The Gabba on match days, the riverwalk links toward Kangaroo Point, and the parkland around Mowbray Park in nearby East Brisbane provide the recreation; Stones Corner has a growing café scene.
Take this to a broker
Bring your Woolloongabba project to a broker →
Indicative numbers are a starting point. A broker will model the panel against your specific Woolloongabba purchase and come back inside 4 business hours.
Common questions about developer finance in Woolloongabba
Do you fund developments in Woolloongabba?
Yes. We map the Woolloongabba project size, presales, security, and exit path against lenders that fund comparable projects, then build the funding sequence before terms are requested. Senior debt for residential and small-mixed-use builds, with tranche releases against quantity surveyor reports.
Minimum project size?
Typically $1.5M+ TDC for senior debt; we have private lender relationships for smaller projects.
What pre-sales do we need?
Bank lenders generally require 50–80% pre-sales coverage on residual debt. Private and specialist non-banks are more flexible for the right sponsor.
Nearby
General information only. Suburb-level figures, lender appetites and example structures are indicative — they do not consider your personal circumstances. Final pricing and policy are confirmed by the lender on the file.