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Commercial loans · Woolloongabba 4102

Commercial loans in Woolloongabba.

Owner-occupier premises, investment property, lease-doc and full-doc options.

Reviewed · Adam King — 30 years in finance, Sunshine Coast

Median price band

$750K$1.3M

Median rent

$650/wk

Postcode

4102

Region

brisbane

Current market signals

Woolloongabba property market — at a glance.

Median sale price

$760K

12-month change

+13.1%

Days on market

28

Rental yield

2.8%

Vacancy

1.3%

Indicative figures, sourced from public real estate market data (as of 2026-06). Local conditions move quickly — confirm against your buyer’s advocate or recent sales evidence before relying on the numbers.

What we see in Woolloongabba

Inner-south hub with the Gabba, PA Hospital and Cross River Rail station inbound. Investor and owner-occupier mix on apartments; commercial spread along Logan Road.

Lender shortlist for Woolloongabba

On our 60+ lender panel, Woolloongabba is an apartment market reshaped by the inbound Cross River Rail station and the hospital precinct. Files turn on building exposure, floor area and LVR; professional waivers help hospital-sector buyers, and we keep second-tier and specialist options for higher-LVR and tower-exposure files. Commentary is indicative and subject to lender policy at the time of submission.

Who actually borrows here

Typical Woolloongabba borrower profiles.

Hospital-sector first-home buyer

A PA Hospital or allied-health professional buying a first apartment near work. Many qualify for an LMI waiver up to 90% LVR through a major bank's professional package, which is often the deciding feature; we line the file against the waiver early and check the building's floor area, as the tower decides which majors stay in.

Investor on the Cross River Rail story

An investor buying an apartment ahead of the new station opening, holding for yield and capital growth. Building exposure caps drive lender choice; we keep second-tier and specialist non-bank options for towers a major restricts. Indicative structure is 80-85% LVR interest-only with a rental letter.

First-home buyer at higher LVR

A young buyer stretching to enter the inner-south, often at 85-90% LVR. The First Home Guarantee can remove LMI where places are available; where it is not, we cost the capitalised LMI into the loan and pick a lender whose premium and rate combination is cheapest at that LVR.

Who lives here

Woolloongabba household profile.

Median age

33

Median income

$96K

Owner-occupied

38%

Family households

31%

Indicative figures based on public census-style data. Not a substitute for current ABS releases.

Living in Woolloongabba

  • Schools: East Brisbane State School catchment, Brisbane State High School nearby, St Joachim's Catholic Primary in Holland Park
  • Transport: The Cross River Rail station inbound at Woolloongabba is the headline link, on top of the existing busway and Logan Road bus corridor; the PA Hospital and South Bank are a short walk.
  • Shopping: The Logan Road antique-and-café strip and the Stones Corner precinct cover the retail trade; South Bank and the Buranda hub are within an easy walk for the larger shop.
  • Recreation: The Gabba on match days, the riverwalk links toward Kangaroo Point, and the parkland around Mowbray Park in nearby East Brisbane provide the recreation; Stones Corner has a growing café scene.

Take this to a broker

Get a commercial number for Woolloongabba →

Indicative numbers are a starting point. A broker will model the panel against your specific Woolloongabba purchase and come back inside 4 business hours.

Common questions about commercial loans in Woolloongabba

  • Do you write commercial property loans in Woolloongabba?

    Yes. We match the Woolloongabba asset, lease, borrower entity, and available security against lenders active in similar commercial deals, then confirm realistic LVR and pricing before lodgement. We handle owner-occupier premises, lease-doc and full-doc investment commercial. Talk to a broker first call.

  • Typical LVR for commercial in Woolloongabba?

    It depends on the asset, the tenant, and the entity — owner-occupier and strong-yield investment sit higher, and adding personal residential security as additional collateral can lift it further. We confirm the realistic LVR before lodgement.

  • What documents will you need?

    Two years of personal returns plus business financials, lease agreements (or proposed leases), and a commercial valuation. We handle the full file.

Nearby

General information only. Suburb-level figures, lender appetites and example structures are indicative — they do not consider your personal circumstances. Final pricing and policy are confirmed by the lender on the file.