Australian Capital Territory stamp duty calculator.

Stamp duty concessions & exemptions in Australian Capital Territory

What you might not have to pay.

• Concessions & exemptions summary: the ACT's main relief is the income-tested Home Buyer Concession Scheme — open to any eligible buyer (not first home buyers only) who hasn't owned property in the lookback period and is under the household income cap — which can wipe conveyance duty up to a ~$1,020,000 dutiable value. Eligible pensioners have an equivalent Pensioner Duty Concession Scheme. There is no flat first-home cash duty rebate.
• Home Buyer Concession Scheme (HBCS): eligible buyers pay no conveyance duty on a home or residential land with a dutiable value up to $1,020,000; above that a partial concession applies, capping duty payable at a maximum of $35,238 (for transactions on or after 1 July 2025). It is not first-home-buyer-only — it is open to new, established and vacant-land purchases.
• HBCS conditions: all buyers must not have owned property in Australia in the lookback period before the purchase, at least one buyer must live in the home for 12 months, and total household income must be under the income cap (broadly $250,000, rising per dependent child). The cap and income thresholds are re-indexed each 1 July — confirm current figures with the ACT Revenue Office.
• Off-the-plan unit duty exemption: no conveyance duty on owner-occupier off-the-plan unit purchases (apartments and townhouses) with a dutiable value up to $1,020,000 (it was $1,000,000 for the 1 July 2024–30 June 2025 year). As legislated this applies to contracts exchanged 1 July 2025 to 30 June 2026, with at least one buyer living in the home for 12 months; the cap and dates reset each year. Any extension or replacement beyond 30 June 2026 would come through the ACT 2026–27 Budget, so confirm the current cap and dates with the ACT Revenue Office at launch before relying on it.
• Pensioner Duty Concession Scheme: eligible pensioners pay no conveyance duty on a home with a dutiable value up to $1,020,000; above that a partial concession applies, capping duty payable at a maximum of $35,238 (for transactions on or after 1 July 2025).

Verified against the Australian Capital Territory revenue office as of June 2026. Concessions and thresholds change — and some are time-limited — so we confirm what applies to your purchase before you sign. First home owner cash grants are covered separately.